City College offers class for students to manage finances

Andrea Surmeier, Staff Writer

City College is now offering a class to help students manage their shopping, housing budgets and other finances.

In attempts to help students solve the lack of money management, City College offers Finance 100. The course is designed to make better money decisions in the working world.

“This class will help students throughout their lives to have success,” said Julie Brown, finance department chair. “It should be a requirement for every freshman in my opinion.”

This is the first semester that the course is transferable to UC and CSU institutions. The change was in hopes to provide an incentive for students to enroll in the course.

“We opened a late start class this semester and in two days we had 37 students enroll in it,” said Brown. “We consider this a record for our department.”

According to Brown, there will also be a late start class in Spring 2014 if necessary.

The need for knowledge surrounding money management holds a diverse demographic, as age, gender, ethnicity and majors vary greatly throughout the class.

“Finance courses can be a little daunting,” said Bri Nelson, a student in Finance 100. “I was a little reluctant to take it, as I think most students are. But it’s been a great class. It takes an in-depth look at my spending problems.”

The majority of students enrolled in the class are interested in helping themselves get out of debt or stay of out financial troubles.

Katie Delgadillo said she is taking the course to find a way to stop her constant shopping.

The course calendar consists of the aspects students need to be aware of as growing consumers.

The class addresses issues about choosing the right bank for your specific financial needs, mortgage payments and how to interact with a relator.

“The golden rule is to live within your means,” said Susan Block, assistant professors for the finance department. “Being careful of your expenses and not maxing yourself out.”

Block lectured on a multitude of issues during her class, all with an overarching theme about anecdotes.

Block attempts to apply her class lectures with real life situations and connects her students with personal references. Her detailed stories consist of home buying lessons, surrounding disclosed defects and neighborhood value.

“This class may help students to make better decisions to avoid or reduce debt,” said Brown. “Even student debt.”